If you want to open acount in any bank , you need POI(Proof of Identity),POR(Proof of Residence),POB(Proof of Birth in DD-MM-YYYY format)Photographs & contact number. In both case - Individual or Joint Account.

There is not the key in the car.

You have to fill the forms and attach KYC documents xerox . Then you have to go to the bank with necessary original documents , bank officials will examine your documents and verify your details. If they determine that information given by you is correct then you have to fill deposit form. You may pay your amount by CASH, Cheque, NEFT, or RTGS. After any mode of payment, your account will be created and passbook and ATM/Debit card given to you. That's all.